Cost of Living in Spring, Texas
If you're considering a move to Spring, the most important question is: what does it actually cost to live here? Spring News has compiled the full picture — housing, taxes, utilities, transportation, groceries, healthcare — so you can plan accurately. Updated for 2026.
Quick summary
Estimated annual cost for a family of 4 in Spring
$72,000-$95,000
~10% below Houston metro average; ~5% below US average
Housing costs
Median home prices
Median home price$320,000-$420,000
Median rent (2-bedroom)$1,400-$1,900
Property tax rate2.3-2.6%
HOA fees (typical)$30-$80/mo
Spring offers a wide range of housing — from older bungalows in Old Town Spring to large master-planned communities. Klein ISD areas command premium prices.
Taxes
State income tax0% (Texas has none)
Sales tax (state + local)8.25% (6.25% state + 2% local)
Property tax rate2.3-2.6%
Vehicle registration (annual)$50-$100
Texas has NO state income tax, which is a major draw. Property taxes are above national average but offset by no income tax.
Utilities
Electricity (monthly avg)$140-$220 (high summer A/C usage)
Water + sewer (monthly)$45-$75
Natural gas (monthly)$25-$45
Internet (100Mbps+)$60-$90
Trash + recycling (monthly)$15-$25
Transportation
Average commute25-40 min to downtown Houston
Gas price (per gallon)$2.90-$3.30
Public transit (monthly pass)METRO Park & Ride ~$5/day
Car insurance (annual avg)$1,400-$1,900
Most residents need a car. Hardy Toll and I-45 are primary commute routes; both can be congested.
Groceries and food
Family of 4 groceries (monthly)$900-$1,200
Average restaurant meal (2 people)$45-$80
Cost-of-groceries index (US=100)98 (close to US average)
Healthcare
Primary care visit (no insurance)$120-$200
Avg family health insurance (employer)$22,000-$26,000/year (typical employer plan)
Out-of-pocket maximums (typical)$8,000-$15,000
Childcare and education
Daycare (monthly, infant)$1,100-$1,500
Preschool (monthly, 4yo)$800-$1,200
Public school (free)Tax-funded
Private school (annual avg)$10,000-$25,000
How Spring compares
Spring is generally MORE AFFORDABLE than Houston proper or The Woodlands, with similar amenities. Cost of living is below Texas average and well below US average for major metros.
Bottom line
Spring delivers solid middle-class affordability with strong schools (Klein/Spring ISD), no state income tax, and easy access to Houston jobs. The biggest line item is property tax — budget accordingly. Family of 4 should plan for $72-95k annual living costs depending on housing choice.
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